One-time purchases

This section covers information on processing of one-time purchases.

One-time purchase is a payment type which makes a one-time transfer of funds from customer to merchant. The Orchid payment platform supports the following types of one-time purchases:

• One-step purchase, or one-time one-step purchase, is a payment type which uses only one request to make a one-time transfer of funds from customer to merchant. You can use this purchase type to implement repayment of loans issued by microlenders. The purchase workflow and format of requests and callbacks are covered in greater detail in the following section: One-step purchase.

• Two-step purchase, or one-time two-step purchase, is a payment type which uses two steps to make a one-time transfer of funds from customer to merchant. On the first step, merchant initiates an authorization hold—in other words, the purchase amount is deducted from the credit limit of customer's card account. On the second step, the purchase amount is 'captured', or, in other words, it is transferred to the merchant account based on the merchant request or after specific time lag.The purchase workflow and format of requests and callbacks are covered in greater detail in the following section: Two-step purchase.

Information about possible statuses of this payment type can be found in the corresponding article.